Traditional Benefits

Fully insured health plans are typically group health insurance plans in which an employer or company pays the health insurance premiums for coverage. Insurance companies that provide the group health insurance plan for an employer set the premium rates each year based on specific factors including pooling factors, associated risk, gender, age demographics and employer size. All of the insurance risk is assumed by the insurance provider. Affordable Care Act mandates are changing the dynamics of underwriting insurance in the small group market.

traditional benefits

Sagacity Benefits maintains a large block of benefit business in the states of Iowa and Illinois. In an effort to obtain best in class services and pricing for our clients we have developed strategic partnerships with many carrier and vendor entities that allow for competitive pricing and a more streamlined administrative process.